How the 2025 Government Shutdown Impacts Section 8 Housing, Flood Insurance, and Florida Landlords

Michael McVety attended the 6 Hours of Property Management Law Practices, Procedures and pitfalls at the Crowne Plaza Fort Myers Gulf Coast Hotel with the Southwest Florida Chapter of NARPM (National Association of Residential Property Managers) at 9931 Interstate Commerce Dr, Fort Myers, FL 33913 on October 30, 2025. Michael spoke in front of the group of property managers discussing the effects of the federal government shutdown on Section 8 Housing payments to managers, the senate passing the Renewing Opportunity in the American Dream (ROAD) to Housing Act as part of the Fiscal Year 2026 National Defense Authorization Act (NDAA) on the property management industry, the change of NARPM's CEO in August, 2025 and National Flood Insurance Program (NFIP) has officially lapsed. FEMA cannot issue new flood insurance policies or renew existing ones during the shutdown. The NFIP funds some flood insurance programs for owners but luckily, flood insurance is underwritten by private companies since July, 2019.